Advantage Owner Financed Programs looks for stability in employment and income as well as good rental history and other payments such as cars, credit cards, student loans, etc. We can also look at other alternative payment history on utilities, car insurance, day care, rent to own, cell phones, and cable TV.
The National Experts For Home Buyers With Low Down or Past Poor Credit Challenges
Advantage Owner Financed Programs currently has funds available under a special program that allows you to choose ALMOST ANY home for sale in the area of your choice. Buy it with little or no money (depending on credit) down and move into it immediately! If you are earning an income, whether employed, self-employed, or commission based, you qualify for this unique Program, even if you have past credit problems. With this Program, you can stop throwing money away on rent and own a home of your choice.
Advantage Owner Financed Programs is actively seeking licensed, local real estate agents and mortgage professionals to become a part of our Approved Service Provider Network.
Advantage Owner Financed Programs will put you on the fast track to moving in to your new home. Start exploring our website beginning with “Our Programs” in the main menu. There you’ll see the programs available to you. You can also learn about our easy 3-step process.
The next move is yours! REGISTER NOW as our funding is limited. Our process is simple. You can select almost any home, we buy it using our credit line and Owner Finance it to you at regular, current market interest rates and terms. We are willing to help people buy a home even though they may have been turned down by a mortgage company.
⦿ Past Credit problems
⦿ Not being on the job long enough
⦿ Not having enough down payment
⦿ Having no bank accounts
⦿ High debt-to-income ratio
⦿ Being self-employed
⦿ Problems with income verification
⦿ Even having too much credit
We understand the problems that prevent a good person from qualifying for a mortgage and are willing to do business with someone who has a promising outlook for a better future. If this describes you, we want to talk with you about getting you into a home. Like we mentioned above . . . We Use Our Cash To Buy Your Dream Home Then Sell It To You With Owner Assisted Financing! It doesn’t get any better than that. Again, if you’re serious, so are we. CLICK HERE to register and reserve your position for our Program. You’ll also gain access to more details about our Programs as well as step by step instructions to get you started. You CAN achieve the American dream!
This is a consumer website operated by a privately owned company. It is not a government agency and we do not make loans. You maintain all rights to shop for your settlement service provider and under no circumstances are required to utilize Advantage Owner Financing Solutions preferred settlement service provider.
Participation in Advantage Owner Financed Programs is available solely for consumer purposes and is subject to approval. Advantage Owner Financed Programs is not a mortgage company, does not have any obligation to provide or arrange a mortgage loan, and cannot guarantee that a resident will be able to obtain a mortgage loan. Advantage Owner Financed Programs business is to purchase for cash almost any home selected by the Approved Participant and sell it to them at market rate financing in an owner financed transaction.
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Advantage Owner Financed Programs
• Combined gross household income should be $3,000 per month or higher, with no limit.
• Buyer credit scores should be 540 or higher for our Owner Finance Almost Any Home Program..
• Buyer credit scores below 540 can benefit from our Assisted Home Purchase Program.
• Minimum of 5% Down Payment of the target home’s asking price.
• Bankruptcy should have been discharged 12 months ago or earlier at the time of Closing. (The Client cannot participate if bankruptcy was discharged less than 12 months ago unless they have paid 24 on time payments to Bankruptcy Trustee.)
• Foreclosure should be 24 months or more in the past at the time of Closing. (The Client cannot participate if Foreclosure occurred less than 24 months ago.)
• Advantage Owner Financed Programs will not negotiate to purchase a home until the earnest money is placed in escrow at the title company and the down payment is verified.
We have had decades of real estate experience, allowing us to solve complex problems that home buyers face and provide real life solutions that can make dreams a reality! Please note that we are NOT Realtors, real estate agents, mortgage brokers, lenders, or a bank. However, we utilize several of these specialists to ensure the Approved Participant receives top-of-the-line service.
If you are ready to learn more, CLICK HERE to register for our Program.
If you are a Realtor or Lender, CLICK HERE to register to become an Approved Service Provider.
No, we are a local group of private investors who purchase single family homes for all cash. We then sell them using owner finance at regular market interest rates to buyers that cannot qualify for conventional financing. This allows our investors to earn both short and long term monthly income.
Advantage Owner Financed Programs looks for stability in employment and income as well as good rental history and other payments such as cars, credit cards, student loans, etc. We can also look at other alternative payment history on utilities, car insurance, day care, rent to own, cell phones, and cable TV.
Buyer Qualifications
Combined gross household income should be $3,000 per month or higher, with no limit.
Buyer credit scores should be 540 or higher for our Owner Finance Almost Any Home Program
Buyers with credit scores of 540 or less will benefit from our Assisted Home Purchase Program.
Minimum of 5% Down Payment of the target home’s asking price.
Bankruptcy should have been discharged 12 months ago or earlier at the time of Closing. (The Client cannot participate if bankruptcy was discharged less than 12 months ago.)
Foreclosure should be 24 months or more in the past at the time of Closing. (The Client cannot participate if Foreclosure occurred less than 24 months ago.)
Yes. Advantage Owner Financed Programs is there every step of the way from your initial registration process until you move in.
No, we are not licensed Realtors, nor mortgage brokers. We are investors that usually owner finance properties that we have an interest in. Although you can hire a licensed real estate agent to oversee the entire transaction, we usually work with local approved Realtors that are familiar with our procedures. Remember also that the Realtor we use represents us…not you, so feel free to hire your own.
Advantage Owner Financed Programs looks for stability in employment and income as well as good rental history and other payments such as cars, credit cards, student loans, etc. We can also look at other alternative payment history on utilities, car insurance, day care, rent to own, cell phones, and cable TV.
No. Perfect credit is not required, as we have far more liberal approval standards than conventional loan programs. Remember, we are not lenders, we buy the home you select for cash and owner finance it to you at regular market interest rates. If you have had credit problems in the past that are now (or can be) resolved, and/or if you can document some type of catastrophic or uncontrollable event that caused your past credit hardship, you may still be qualified.
REMEMBER: It is not IF you are qualified, but which Program you qualify for. Take just a few minutes right now to determine your eligibility for our program and let an Advantage Owner Financed Programs Home Counselor pre-qualify you for our Program.
We know that each buyer has specific needs, so we strive to meet those needs with quality service and individual attention. We pride ourselves in being able to offer a vast array of loan options and financial assistance that you’re looking for. While going through the process of purchasing through Advantage Owner Financed Programs, we will guide you through the home buying process. Below are some of the problems we are able to work with on an individual basis.
Yes, provided we have funding. You may still become eligible to own a home, by enrolling in our Assisted Home Purchase Program ‘AHPP’ . This program provides debt counseling and budget management by establishing customer “action plans” over a period of 4-24 months.
During this time, you will enjoy our rent credit program. You can receive up to a 50% monthly rent credit towards the purchase of your home while continuing to pay rent at any location of your choice. This could be how you earn additional funds to be used as a down payment or closing costs.
Upon graduation from the ‘AHPP’ program, you will be eligible to purchase a home through Advantage Owner Financed Programs.
You’re right, this is a Great Program! We’ve designed this unique program that separates us from all other companies in the market. Best of all, both you and Advantage Owner Financed Programs wins because you get to become a homeowner and we do not get paid unless you find a home that meets your needs and that passes our strict property inspection guidelines. Our Home Counselor meets with you and takes the time to understand your needs in a home and determine your eligibility under our various Programs.
We can help! Fill out our FREE program registration form to get into the home of your dreams today!
Yes, Advantage Owner Financing Solutions is there every step of the way from your initial registration process until you move in.
